www.modelcommercialmortgages.co.uk

Commercial Mortgages

If you're looking for a commercial mortgage you've come to the right place, we make it easy and our service is hassle free. Commercial mortgages are available for up to 30 years, generally up to 85% LTV and have an option for self certification of income.

We offer commercial mortgages to new business start-ups as well as to established firms.

For a great deal on a commercial mortgage apply today.

Commercial Mortgage Summary

• Self Certification available
• No accounts necessary
• Unlimited lending
• Borrow 85% Loan To Value
• Rates from 1% over base rate
• Buy to let and commercial investment
• 30 year term available
• Completion in weeks
• CCJ’s and Arrears accepted
• Fixed or Variable interest rates

Case Studies

• We helped in the development of office and retirement homes. Finance in excess of £1.6 million was achieved. Because of planning uplift the client had to fund no further uplift.
• A Swiss banker needed £1 m for purchase and refurbishment of chelsea flat; because of uplift in value we were able to lend 90%.
• A client needed to finance a residential building site, £7 million was required. We made sure the offer was available within 3 weeks at 1.5% over base rate.

• A well established flying school and charter firm had ambitious growth plans including the building of a purpose built hanger with offices, teaching rooms, a service workshop and aircraft storage. Finance of £450k was achieved secured against 2 private residences. 80% LTV.
• A client with substantial assets wanted to take out existing lender. The assets included 4 residences and 2 garages specialising in motor homes. One of the garages was part owned with his pension fund. A 75% LTV offer of £350k was accepted by the client.
• Another client required £5 million to refinance residential property which was then moved to an offshore trust. We arranged for the money to be lent to the trust therefore alleviating U.K. taxes.
• We arranged a 100% loan on business premises for client because of uplift in value. They got £360k at only 1% above base.
• We arranged a loan of £6,750,000 on value of £9,000,000 for future investment at 1.2% above base on with the first 5 years mortgage charged at interest only.
• We assisted with a 100% purchase of farm at 1.55% above base. The client had no accounts.

Remortgages

If you want to consolidate loans, raise working capital, improve your current property or expand your business we can help you to remortgage your commercial property. We offer commercial remortgages for sole traders, partnerships, limited companies and investors.